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hi all, which one is preferable to buy a bike , credit cards or two wheeler finance.
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Alateixe     Reply with quote
because some one told me that credit card is better as total payment is reduced.
Beert     Reply with quote
Two wheeler finance! Never trust the credit card wallas!
Star Rider     Reply with quote
its really good to go n buy a bike than credit card or anything.
Its all one time investment
User     Reply with quote
cash if possable..if not the old ''plastic fantastic'' will do .forget finance
Coach     Reply with quote
no shopkeeper will sell u a bike with a credit card. secondaly if u want to buy with a credit card and pay to the credit card company in instalments you will be paying at least 3% interest every month, that means 36 percent per annum. if u get it financed the interest rate would be hardly 11 % per annum
so, now u make up your mind as to what u want to do
Kim     Reply with quote
Even if u r able to finance the bike via a credit card such as AMEX/MC or Visa do not do this. The interest rate is so high in comparison to the finance charges (interest rates) that u will pay against regulart motorcycling finance rates. Additionally if u finance through the motorcycling company u have bargaining capabilities that do not exist with the credit card company. ! or 2 percent reduction in finace charges mean a lot when u finace a larger sum of money over everal years.If u r amemeber of a credit union then seek out their rates as well.Also do notoverlook ur local banking instituiton & see at what interest rate they will loan u themoney at.After u have made all the comparisons u can then choose the lending indtituion that best suits ur financial needs & get the scooter.

l guarnatee u that from the credit card companies will be way at the bottom of the list if it is at all possible in the first place
Lostyo     Reply with quote
Cash bro! Money talks and BS walks.
With financing or CC is your gonna get analy violated with interest.
But out of the two..pick financing.
And remember in the words of Leo Getz '' they Fu(k you at the drive thru''
Bobyer     Reply with quote
it depends, r u getting a used bike or new? if you're going new then financing thru the dealer/manufacturer is usually the better way to go however. if u r going used look at the rates you're charged on ur credit cards versus the manufacturer is interest rate - dealers usually wo not fiance a used bike & will encourage u to go with manufacturer financing which pretty much means getting a credit card thru the manufacturer (ie Honda credit card) & the interest rates on those suckers can be really high therefore making it a wiser decision to put it on ur own credit card given that the rate is in-fact lower.
Kickshaw     Reply with quote
l did mine at 0% for a year on an AMEX BLUE credit card. Someone tell me how to beat that.
Lemon     Reply with quote
l think you go with cash no credit card no finance because in cash you have only vat
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