l was thinking about getting a sportbike at a dealership, it costs about 7,000 dollars, and id get the loan through them, but l was wondering if l could even get the loan?, my credit score is 587 and l make 25 thousand a year, and the only bill l have is my phone which is 50 dollars and thats it.

You will not know till you try, having and making the payment will be a good way to boost your credit score as long as you make them on time. Also what a lot of people do not know is Harley Davidson will also finance any make or modle of bike, even if you buy one from someone other than a dealership, like off of craigslist or a friend. So if you do not get approved you can try that route. Good luck.